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Bank digital adalah bank yang menyediakan dan menjalankan layanan perbankan serba online. Menurut Peraturan Otoritas Jasa Keuangan Nomor 12 /POJK.03/2018 disebutkan bahwa Layanan Perbankan Digital adalah layanan bagi nasabah bank untuk memperoleh informasi, melakukan komunikasi, dan melakukan transaksi perbankan melalui media elektronik yang dikembangkan dengan mengoptimalkan pemanfaatan data nasabah dalam rangka melayani nasabah secara lebih…
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